How Much Down Payment Do I Need to Buy a Home in SC?
How Much Down Payment Do I Need to Buy a Home in South Carolina?
Common Down Payment Options
Conventional: 3–5%
FHA: 3.5%
VA & USDA: 0% (eligible buyers)
Why a Bigger Down Payment Isn’t Always Better
Keeping cash reserves can be smarter.
FAQ:
Can down payment be gifted?
Yes, with proper documentation.
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How Much Down Payment Do I Need to Buy a Home in SC?
Julia Bauerschmidt
Agent | License ID: SC DRE 143198 CA DRE 02015044
+1(803) 882-3656 | jbauerschmidt@icloud.com