First-Time Home Buyer Programs in South Carolina

First-Time Home Buyer Programs in South Carolina  SC State Housing Programs Offer down payment assistance and reduced interest rates.  Local & Employer Programs Some Midlands employers offer housing incentives. FAQ: Who qualifies as a first-time buyer? Often anyone who hasn’t owned a home in 3 years

How Much Down Payment Do I Need to Buy a Home in SC?

How Much Down Payment Do I Need to Buy a Home in South Carolina?   Common Down Payment Options Conventional: 3–5% FHA: 3.5% VA & USDA: 0% (eligible buyers) Why a Bigger Down Payment Isn’t Always Better Keeping cash reserves can be smarter. FAQ: Can down payment be gifted? Yes, with proper documentat

Step-by-Step Home Buying Guide for First-Time Buyers

Step-by-Step Home Buying Guide for First-Time Buyers   Step 1 – Get Pre-Approved   This determines your budget and shows sellers you’re serious.   Step 2 – Start the Home Search   Focus on needs, not just wants.   Step 3 – Make an Offer   I will help you structure a competitive offer.   Step 4 – Ins

Hidden Costs of Buying a Home in South Carolina

Hidden Costs of Buying a Home Closing costs Inspections Taxes & insurance